16 Things You Should Never Say to a Car Dealer

Buying a car can be an exciting experience, but negotiating with a dealer can also be tricky. What you say during the process can significantly impact the deal you get. To avoid overpaying or losing your negotiating power, here are 16 things you should never say to a car dealer.

1. “I Love This Car!”

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Showing too much enthusiasm can weaken your negotiating position. If the dealer knows you’re emotionally attached to the car, they’ll be less inclined to offer you a better deal. Stay calm and objective during negotiations.

2. “What’s the Lowest Price You Can Give Me?”

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Asking for the lowest price upfront can backfire. It signals to the dealer that you’re willing to accept their first offer, which is often higher than what they’re willing to negotiate down to. Instead, do your research and make a counteroffer based on market value.

3. “I’m Paying Cash.”

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While paying cash might seem like a power move, it can limit your ability to negotiate. Dealers often make more money on financing deals through interest rates or lender incentives, so they may be less willing to negotiate if you’re paying cash.

4. “I Need to Buy a Car Today.”

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Telling a dealer that you’re in a hurry gives them an upper hand. They know you’re under pressure and may not be as patient during negotiations, which can lead to less favorable terms for you.

5. “My Credit Isn’t That Great.”

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Mentioning poor credit upfront can lead the dealer to steer you toward less favorable financing options with higher interest rates. It’s better to let them evaluate your credit after you’ve negotiated the price, so you can focus on the car deal first.

6. “I’m Trading In My Car.”

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Avoid discussing your trade-in until after you’ve agreed on the price of the new car. Mixing the trade-in value with the car’s purchase price can confuse the numbers and reduce your ability to negotiate a fair deal on both ends.

7. “I Can Afford $X Per Month.”

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Negotiating based on a monthly payment can result in paying more in the long run. Dealers may stretch out the loan term to meet your monthly budget while inflating the total cost with higher interest rates. Focus on the total price of the car instead.

8. “I Haven’t Done Much Research.”

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Never admit to walking into the dealership unprepared. Doing so tells the dealer that you’re relying on them for information, which could lead to you overpaying. Always do your homework on the car’s value, financing options, and competitive offers.

9. “I’ll Take Whatever You Recommend.”

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Blindly trusting the dealer’s recommendations can result in unnecessary add-ons or extras that increase the overall cost. Be clear about what you want, and don’t be afraid to decline additional features or services that aren’t essential.

10. “I’m Only Looking at New Cars.”

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If you limit yourself to new cars only, you might miss out on good deals for certified pre-owned vehicles. Let the dealer know you’re open to options, as this can give you more leverage in negotiations and help you find a better value.

11. “I Need My Partner’s Approval.”

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Mentioning that you need someone else’s approval can stall the negotiation process. It signals to the dealer that they’ll need to sell the car to two people, making them less flexible with their pricing. If possible, have decision-makers present during the negotiation.

12. “I’m Just Window Shopping.”

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Downplaying your intention to buy might make the dealer less motivated to offer you a deal. While it’s okay to be cautious, be clear about your goals so the dealer knows you’re a serious buyer who expects a fair offer.

13. “I Don’t Care About the Price; I Just Want the Car.”

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Never say you’re indifferent to the price, even if you’re willing to pay more. This gives the dealer all the power in negotiations. Always show that you’re concerned about getting a good deal, even if money is less of a concern.

14. “I’ll Take It If You Can Get My Payment Down to $X.”

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This phrase can lead to unfavorable financing terms, as the dealer might lower your monthly payment by extending the loan term or adding hidden fees. Always negotiate the price of the car first, then discuss financing separately.

15. “I Haven’t Shopped Around Yet.”

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Admitting that you haven’t compared prices at other dealerships gives the dealer a clear advantage. Always research prices at other locations or online before walking into a dealership, and let the dealer know you’ve done your homework.

16. “I Don’t Need to Test Drive It.”

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Skipping the test drive can be a big mistake, especially with a used car. Even if you’re familiar with the model, test-driving the specific car you’re interested in can help you spot potential issues. It also signals to the dealer that you’re serious about the purchase.

Keep Your Cards Close

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When negotiating with a car dealer, the key is to stay calm, informed, and strategic. Avoid giving away too much information, and remember that everything you say can impact the deal you get. With these tips in mind, you’ll be better prepared to walk away with a fair price and a car.

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The content of this article is for informational purposes only and does not constitute or replace professional advice.

The images used are for illustrative purposes only and may not represent the actual people or places mentioned in the article.

For transparency, this content was partly developed with AI assistance and carefully curated by an experienced editor to be informative and ensure accuracy.

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